Can You Insure an Existing Tenant?
An existing tenant may be considered, but acceptance depends on current underwriting rules, a valid lease, payment history, vetting and full disclosure.
Expect a payment-history review
Provide the rental ledger and evidence that payments are current. Existing or known arrears may be excluded or make the tenancy ineligible.
Check the lease
Confirm that the written lease is signed, current and accurately records the rent, property, parties, term and obligations.
Refresh consent and vetting where required
An insurer may request updated affordability, identity or credit information collected through a lawful, consent-based process.
Cover is not retrospective
An application cannot turn a known loss into an uncertain future event. Cover starts only on the confirmed effective date and subject to any waiting period.
Protect the income behind your property investment
Request a RentalProtect quote based on your property, tenant and lease details.