Landlord insurance that protects rental income
Missed rent, tenant damage and legal costs can affect your property investment. RentalProtect helps landlords compare suitable rental protection options and request cover online.
Helps with legal action linked to tenant issues
For many landlords, landlord insurance works alongside existing property insurance. Building insurance usually protects the structure. Landlord insurance focuses on the rental risks attached to tenants and lease agreements.
Request a Quote
Tell us about your rental property, tenant and lease details.
We Review Your Needs
We assess the information and help match you with suitable landlord insurance options.
Get Covered
Once your application is accepted, your policy can help protect you against covered rental risks.
What Information Do You Need?
To request a landlord insurance quote, you may need accurate property, tenant and lease information.
- Property address
- Monthly rental amount
- Tenant details
- Lease agreement details
- Property type
- Current rental status
- Any previous arrears or tenant issues
Common Landlord Risks in South Africa
Landlord insurance helps reduce the financial impact of rental risks that can interrupt income or create legal costs.
- Tenants not paying rent
- Long eviction timelines
- Property damage
- Disputes over deposits
- Unexpected vacancies
- Legal recovery costs
- Cash flow pressure from bond repayments
Frequently Asked Questions
Clear answers for landlords comparing rental protection options.
Is landlord insurance the same as building insurance?
No. Building insurance usually protects the structure of the property. Landlord insurance focuses on risks linked to tenants, rental income and lease-related problems.
Does landlord insurance cover unpaid rent?
Some landlord insurance policies can cover rental default, subject to the policy terms, waiting periods, limits and exclusions.
Can I get cover if my tenant is already in arrears?
This depends on the insurer and policy rules. Most insurers may require the tenant to be up to date when cover starts.
Do I need a lease agreement?
Yes, a written lease agreement is usually required for rental default or landlord protection cover.
Is this cover for residential or commercial property?
RentalProtect focuses on residential rental property in South Africa.
Can estate agents use RentalProtect?
Yes. Estate agents and managing agents can use RentalProtect to help landlords protect rental income and reduce rental risk.
Protect Your Rental Income Today
Protect your rental income before a tenant problem becomes a financial problem. Get landlord insurance that helps you rent with more confidence.