Rental Insurance FAQ

Common Landlord Questions & Answers

Expert property investment advice and answers to common questions about protecting your rental income and securing your portfolio.

Do I need rental insurance if I already have a deposit?
Yes. While a deposit covers minor damages, it rarely covers 3 months of lost rent and the legal costs of an eviction process which can exceed R50,000. RentalProtect® serves as an essential safety net for your property investment advice and financial security.
You have new tenants and don’t yet know how reliable they are
As new tenants settle into the property, a sense of anticipation and uncertainty fills the air. While their friendly smiles and courteous demeanor may suggest reliability, the true test lies in their actions and behavior over time. RentalProtect® provides a safety net during this testing period, ensuring that even if they turn out to be unreliable, your income is secured.
You rely heavily on the rent you collect to pay the bond
As a landlord, the timely collection of rent is crucial to meeting the monthly mortgage payments on the property. The bond relies heavily on the consistent income generated by the tenants. Any delays or missed payments can put the property's financial stability at risk. Our policy covers up to 3 months of non-payment to keep your bond current.
How does RentalProtect® help during turbulent economic times?
Economic uncertainty and market fluctuations can lead to social unrest and disruptions to daily life. As individuals and businesses brace for challenges, RentalProtect® acts as your financial buffer, ensuring that your property investment remains a stable asset regardless of the broader economic climate. This is a core part of sound property investment advice in South Africa.
You simply don’t want to worry about rent payments and/or evictions
The constant worry of late rent payments and potential evictions can be a significant source of stress. The desire for a reliable and hassle-free rental income is understandable. We handle the financial burden and provide up to R50,000 for eviction-related legal fees, allowing you to focus on property management without the administrative headache.
You want peace of mind for your rental income
Peace of mind is a valuable asset for landlords. When tenants consistently pay rent on time, it eliminates stress. This sense of security allows landlords to focus on maintenance and tenant relations. RentalProtect® guarantees that security even when the unexpected happens.

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