Documents Needed for a Rental Insurance Claim
A complete, chronological file helps the claims team confirm the tenancy, missed rent, compliance and amount claimed.
Core policy and lease documents
Keep the policy schedule, signed lease, amendments, tenant application, vetting result, identity records and proof of the landlord or agent’s authority.
Proof of the financial loss
Provide a rent ledger, invoices or schedule, relevant bank statements, deposit record and a calculation that separates rent from utilities, fees and other amounts.
Default communications
Retain messages, emails, call notes, promises to pay, breach notices, proof of delivery and any payment-plan or legal correspondence.
Property evidence
For a damage element, preserve incoming and outgoing inspections, dated photos, inventory, quotations and invoices. Fair wear and maintenance remain distinct issues.
Protect the income behind your property investment
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