Questions to Ask Before Buying Rental Insurance
The best comparison is not a headline premium. Ask how cover starts, what activates a claim, how long benefits last and what you must do.
Eligibility questions
Which property and lease types qualify? Are existing tenants accepted? What vetting, rent limits, payment history and documents are required?
Benefit questions
What is the exact default trigger? How many months, what monthly maximum, which excess and waiting period, and are legal costs or tenant damage included?
Exclusion questions
Ask specifically about existing arrears, disputes, vacancy, invalid leases, wear and tear, maintenance, fraud, short lets and damage-related loss of rent.
Claims questions
When must missed rent be reported? Which documents are required? Who handles recovery and legal work? How are updates provided and what needs prior approval?
Protect the income behind your property investment
Request a RentalProtect quote based on your property, tenant and lease details.