How Much Does Rental Insurance Cost in South Africa?
Rental insurance pricing considers the monthly rent together with the tenant, lease, property and cover selected. Request a personalised quotation for the applicable price.
What affects the price?
The percentage alone does not tell the whole story. Underwriting may consider the tenant, lease, property, rent and cover selected.
- Monthly rental amount
- Tenant affordability and vetting results
- New or existing tenancy
- Arrears or previous disputes
- Property type and use
- Limits, excesses and optional benefits
How pricing is determined
Provide the monthly rental amount and complete risk information so that RentalProtect can prepare a personalised quotation.
What should a quote show?
Ask for the premium and the substance behind it.
- Covered events and claim trigger
- Maximum rental benefit and payment period
- Legal-cost or damage sub-limits
- Excesses and waiting periods
- Important exclusions
- Start date and cancellation terms
Price versus value
Compare the premium with the cash-flow exposure created by several missed payments, legal action and a period without a paying tenant. The cheapest option is not necessarily the option with the most suitable trigger or support.
Frequently asked questions
How do I get a price?
Submit the property, lease, tenant and rental details required for a personalised quotation.
Will every property cost the same?
No. Pricing can vary with the risk details and cover selected.
Get a rental insurance quote
Tell us about the property, lease and tenant. We’ll help you understand the next underwriting steps.