Rental Insurance for Apartments and Flats
Sectional-title apartments, flats and residential units can produce dependable rent, but levies, bond payments and municipal charges continue when a tenant defaults.
Who this is for
Private landlords, sectional-title investors and portfolio owners renting studios, flats, lofts, duplex units or apartments under a valid lease.
Apartment-specific considerations
Confirm body-corporate rules, parking and access arrangements, move-in inspections, inventory, utilities, short-let restrictions and who insures internal improvements.
What cover may address
Depending on the issued policy:
- Eligible unpaid rent
- Approved recovery and legal costs
- Lawful eviction support
- Limited tenant damage where expressly included
What it does not replace
Maintain the appropriate sectional-title, contents, liability and improvements cover. Tenant-default insurance is not a substitute for insured physical damage or maintenance.
Get a rental insurance quote
Tell us about the property, lease and tenant. We’ll help you understand the next underwriting steps.