Rental Insurance for Buy-to-Let Property
A buy-to-let property may depend on rent to support the bond and operating expenses. If a tenant stops paying, the lender, body corporate and municipality still expect payment.
Map your monthly exposure
Add the bond instalment, levies, rates, insurance, management fee and maintenance reserve. Compare this with the rent and your emergency cash buffer.
How rental protection can help
Eligible tenant-default benefits can reduce cash-flow shock while recovery or approved legal action proceeds, subject to limits and conditions.
Underwriting readiness
Keep a compliant lease, complete vetting, proof of rent, inspection records and a clean payment ledger. Apply before arrears arise.
Build a layered plan
Combine tenant selection, a lawful deposit, emergency savings, suitable property insurance and rental-default cover. Insurance should support—not replace—prudent affordability planning.
Get a rental insurance quote
Tell us about the property, lease and tenant. We’ll help you understand the next underwriting steps.